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promote new models of digital education and AI workforce development so employees have the skills needed in the 21 st-century economy,.invest more government funding in unclassified AI research,.Encourage greater data access for researchers without compromising users’ personal privacy,.In order to maximize AI benefits, we recommend nine steps for going forward:

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and European Union, and close by making a number of recommendations for getting the most out of AI while still protecting important human values. We contrast the regulatory approaches of the U.S. In this paper, we discuss novel applications in finance, national security, health care, criminal justice, transportation, and smart cities, and address issues such as data access problems, algorithmic bias, AI ethics and transparency, and legal liability for AI decisions. Our hope through this comprehensive overview is to explain AI to an audience of policymakers, opinion leaders, and interested observers, and demonstrate how AI already is altering the world and raising important questions for society, the economy, and governance. It is a wide-ranging tool that enables people to rethink how we integrate information, analyze data, and use the resulting insights to improve decisionmaking. Despite its widespread lack of familiarity, AI is a technology that is transforming every walk of life.

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